Marcia Odell is the Director of WORTH, an award winning savings-led women’s empowerment programme combining literacy, business and banking. After overseeing implementation of the first WORTH program in Nepal, Ms. Odell supported the launch of WORTH in seven other countries--Kenya, Tanzania, Uganda, Ethiopia, Zambia, the DRC and Cambodia. She is now developing the social franchising of WORTH. Ms. Odell has a Ph.D. from Cornell in economic history and an MBA from UNH’s Whittemore School of Business and Economics. With 25 years of programme management experience, she has a special interest in gender issues and facilitating community change through the Appreciative Inquiry approach.